Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
More info: VA Jumbo Loans | See also: VA Loan Lending Limits for Other States
| City | Single Family Home ($0 down and up to) |
|---|---|
| Absecon | $806,500 |
| Adelphia | $1,209,750 |
| Allamuchy | $806,500 |
| Allendale | $1,209,750 |
| Allenhurst | $1,209,750 |
| Allentown | $1,209,750 |
| Allenwood | $1,209,750 |
| Alloway | $806,500 |
| Alpine | $1,209,750 |
| Andover | $1,209,750 |
| Annandale | $1,209,750 |
| Asbury Park | $1,209,750 |
| Asbury | $1,209,750 |
| Atco | $806,500 |
| Atlantic City | $806,500 |
| Atlantic Highlands | $1,209,750 |
| Audubon | $806,500 |
| Augusta | $1,209,750 |
| Avalon | $806,500 |
| Avenel | $1,209,750 |
| Avon By The Sea | $1,209,750 |
| Baptistown | $1,209,750 |
| Barnegat Light | $1,209,750 |
| Barnegat | $1,209,750 |
| Barrington | $806,500 |
| Basking Ridge | $1,209,750 |
| Bayonne | $1,209,750 |
| Bayville | $1,209,750 |
| Beach Haven | $1,209,750 |
| Beachwood | $1,209,750 |
| Bedminster | $1,209,750 |
| Belford | $1,209,750 |
| Belle Mead | $1,209,750 |
| Belleville | $1,209,750 |
| Bellmawr | $806,500 |
| Belmar | $1,209,750 |
| Belvidere | $806,500 |
| Bergenfield | $1,209,750 |
| Berkeley Heights | $1,209,750 |
| Berlin | $806,500 |
| Bernardsville | $1,209,750 |
| Beverly | $806,500 |
| Birmingham | $806,500 |
| Blackwood | $806,500 |
| Blairstown | $806,500 |
| Blawenburg | $1,209,750 |
| Bloomfield | $1,209,750 |
| Bloomingdale | $1,209,750 |
| Bloomsbury | $1,209,750 |
| Bogota | $1,209,750 |
| Boonton | $1,209,750 |
| Bordentown | $806,500 |
| Bound Brook | $1,209,750 |
| Bradley Beach | $1,209,750 |
| Branchville | $1,209,750 |
| Brick | $1,209,750 |
| Bridgeport | $806,500 |
| Bridgeton | $806,500 |
| Bridgewater | $1,209,750 |
| Brielle | $1,209,750 |
| Brigantine | $806,500 |
| Broadway | $806,500 |
| Brookside | $1,209,750 |
| Browns Mills | $806,500 |
| Budd Lake | $1,209,750 |
| Buena | $806,500 |
| Burlington | $806,500 |
| Butler | $1,209,750 |
| Buttzville | $806,500 |
| Caldwell | $1,209,750 |
| Califon | $1,209,750 |
| Camden | $806,500 |
| Cape May Court House | $806,500 |
| Cape May Point | $806,500 |
| Cape May | $806,500 |
| Carlstadt | $1,209,750 |
| Carteret | $1,209,750 |
| Cedar Brook | $806,500 |
| Cedar Grove | $1,209,750 |
| Cedar Knolls | $1,209,750 |
| Cedarville | $806,500 |
| Changewater | $806,500 |
| Chatham | $1,209,750 |
| Chatsworth | $806,500 |
| Cherry Hill | $806,500 |
| Chester | $1,209,750 |
| Chesterfield | $806,500 |
| Clark | $1,209,750 |
| Clarksboro | $806,500 |
| Clayton | $806,500 |
| Clementon | $806,500 |
| Cliffside Park | $1,209,750 |
| Cliffwood | $1,209,750 |
| Clifton | $1,209,750 |
| Clinton | $1,209,750 |
| Closter | $1,209,750 |
| Collingswood | $806,500 |
| Cologne | $806,500 |
| Colonia | $1,209,750 |
| Colts Neck | $1,209,750 |
| Columbia | $806,500 |
| Columbus | $806,500 |
| Convent Station | $1,209,750 |
| Cookstown | $806,500 |
| Cranbury | $1,209,750 |
| Cranford | $1,209,750 |
| Cream Ridge | $1,209,750 |
| Cresskill | $1,209,750 |
| Dayton | $1,209,750 |
| Deal | $1,209,750 |
| Deepwater | $806,500 |
| Deerfield Street | $806,500 |
| Delanco | $806,500 |
| Delaware | $806,500 |
| Delmont | $806,500 |
| Delran | $806,500 |
| Demarest | $1,209,750 |
| Dennisville | $806,500 |
| Denville | $1,209,750 |
| Deptford | $806,500 |
| Dividing Creek | $806,500 |
| Dorchester | $806,500 |
| Dorothy | $806,500 |
| Dover | $1,209,750 |
| Dumont | $1,209,750 |
| Dunellen | $1,209,750 |
| East Brunswick | $1,209,750 |
| East Hanover | $1,209,750 |
| East Orange | $1,209,750 |
| East Rutherford | $1,209,750 |
| Eatontown | $1,209,750 |
| Edgewater | $1,209,750 |
| Edison | $1,209,750 |
| Egg Harbor City | $806,500 |
| Egg Harbor Township | $806,500 |
| Elizabeth | $1,209,750 |
| Elizabethport | $1,209,750 |
| Elmer | $806,500 |
| Elmwood Park | $1,209,750 |
| Elwood | $806,500 |
| Emerson | $1,209,750 |
| Englewood Cliffs | $1,209,750 |
| Englewood | $1,209,750 |
| Englishtown | $1,209,750 |
| Essex Fells | $1,209,750 |
| Estell Manor | $806,500 |
| Ewan | $806,500 |
| Fair Haven | $1,209,750 |
| Fair Lawn | $1,209,750 |
| Fairfield | $1,209,750 |
| Fairton | $806,500 |
| Fairview | $1,209,750 |
| Fanwood | $1,209,750 |
| Far Hills | $1,209,750 |
| Farmingdale | $1,209,750 |
| Flagtown | $1,209,750 |
| Flanders | $1,209,750 |
| Flemington | $1,209,750 |
| Florence | $806,500 |
| Florham Park | $1,209,750 |
| Fords | $1,209,750 |
| Forked River | $1,209,750 |
| Fort Lee | $1,209,750 |
| Fort Monmouth | $1,209,750 |
| Fortescue | $806,500 |
| Franklin Lakes | $1,209,750 |
| Franklin Park | $1,209,750 |
| Franklin | $1,209,750 |
| Franklinville | $806,500 |
| Freehold | $1,209,750 |
| Frenchtown | $1,209,750 |
| Garfield | $1,209,750 |
| Garwood | $1,209,750 |
| Gibbsboro | $806,500 |
| Gibbstown | $806,500 |
| Gillette | $1,209,750 |
| Gladstone | $1,209,750 |
| Glassboro | $806,500 |
| Glasser | $1,209,750 |
| Glen Gardner | $1,209,750 |
| Glen Ridge | $1,209,750 |
| Glen Rock | $1,209,750 |
| Glendora | $806,500 |
| Glenwood | $1,209,750 |
| Gloucester City | $806,500 |
| Goshen | $806,500 |
| Great Meadows | $806,500 |
| Green Creek | $806,500 |
| Green Village | $1,209,750 |
| Greendell | $1,209,750 |
| Greenwich | $806,500 |
| Grenloch | $806,500 |
| Hackensack | $1,209,750 |
| Hackettstown | $806,500 |
| Haddon Heights | $806,500 |
| Haddonfield | $806,500 |
| Hainesport | $806,500 |
| Haledon | $1,209,750 |
| Hamburg | $1,209,750 |
| Hammonton | $806,500 |
| Hampton | $1,209,750 |
| Hancocks Bridge | $806,500 |
| Harrington Park | $1,209,750 |
| Harrison | $1,209,750 |
| Harrisonville | $806,500 |
| Hasbrouck Heights | $1,209,750 |
| Haskell | $1,209,750 |
| Haworth | $1,209,750 |
| Hawthorne | $1,209,750 |
| Hazlet | $1,209,750 |
| Heislerville | $806,500 |
| Helmetta | $1,209,750 |
| Hewitt | $1,209,750 |
| Hibernia | $1,209,750 |
| High Bridge | $1,209,750 |
| Highland Lakes | $1,209,750 |
| Highland Park | $1,209,750 |
| Highlands | $1,209,750 |
| Hightstown | $806,500 |
| Hillsborough | $1,209,750 |
| Hillsdale | $1,209,750 |
| Hillside | $1,209,750 |
| Ho Ho Kus | $1,209,750 |
| Hoboken | $1,209,750 |
| Holmdel | $1,209,750 |
| Hopatcong | $1,209,750 |
| Hope | $806,500 |
| Hopewell | $806,500 |
| Howell | $1,209,750 |
| Imlaystown | $1,209,750 |
| Ironia | $1,209,750 |
| Irvington | $1,209,750 |
| Iselin | $1,209,750 |
| Island Heights | $1,209,750 |
| Jackson | $1,209,750 |
| Jersey City | $1,209,750 |
| Jobstown | $806,500 |
| Johnsonburg | $806,500 |
| Joint Base Mdl | $806,500 |
| Juliustown | $806,500 |
| Keansburg | $1,209,750 |
| Kearny | $1,209,750 |
| Keasbey | $1,209,750 |
| Kendall Park | $1,209,750 |
| Kenilworth | $1,209,750 |
| Kenvil | $1,209,750 |
| Keyport | $1,209,750 |
| Kingston | $1,209,750 |
| Lafayette | $1,209,750 |
| Lake Hiawatha | $1,209,750 |
| Lake Hopatcong | $1,209,750 |
| Lakehurst | $1,209,750 |
| Lakewood | $1,209,750 |
| Lambertville | $1,209,750 |
| Landing | $1,209,750 |
| Landisville | $806,500 |
| Lanoka Harbor | $1,209,750 |
| Lavallette | $1,209,750 |
| Lawnside | $806,500 |
| Lawrence Township | $806,500 |
| Layton | $1,209,750 |
| Lebanon | $1,209,750 |
| Ledgewood | $1,209,750 |
| Leeds Point | $806,500 |
| Leesburg | $806,500 |
| Leonardo | $1,209,750 |
| Leonia | $1,209,750 |
| Liberty Corner | $1,209,750 |
| Lincoln Park | $1,209,750 |
| Lincroft | $1,209,750 |
| Linden | $1,209,750 |
| Linwood | $806,500 |
| Little Egg Harbor Twp | $1,209,750 |
| Little Falls | $1,209,750 |
| Little Ferry | $1,209,750 |
| Little Silver | $1,209,750 |
| Little York | $1,209,750 |
| Livingston | $1,209,750 |
| Lodi | $1,209,750 |
| Long Branch | $1,209,750 |
| Long Valley | $1,209,750 |
| Longport | $806,500 |
| Lumberton | $806,500 |
| Lyndhurst | $1,209,750 |
| Lyons | $1,209,750 |
| Madison | $1,209,750 |
| Magnolia | $806,500 |
| Mahwah | $1,209,750 |
| Malaga | $806,500 |
| Manahawkin | $1,209,750 |
| Manasquan | $1,209,750 |
| Manchester Township | $1,209,750 |
| Mantoloking | $1,209,750 |
| Mantua | $806,500 |
| Manville | $1,209,750 |
| Maple Shade | $806,500 |
| Maplewood | $1,209,750 |
| Margate City | $806,500 |
| Marlboro | $1,209,750 |
| Marlton | $806,500 |
| Marmora | $806,500 |
| Martinsville | $1,209,750 |
| Matawan | $1,209,750 |
| Mauricetown | $806,500 |
| Mays Landing | $806,500 |
| Maywood | $1,209,750 |
| Mc Afee | $1,209,750 |
| Medford Lakes | $806,500 |
| Medford | $806,500 |
| Mendham | $1,209,750 |
| Merchantville | $806,500 |
| Metuchen | $1,209,750 |
| Mickleton | $806,500 |
| Middlesex | $1,209,750 |
| Middletown | $1,209,750 |
| Middleville | $1,209,750 |
| Midland Park | $1,209,750 |
| Milford | $1,209,750 |
| Millburn | $1,209,750 |
| Millington | $1,209,750 |
| Millstone Township | $1,209,750 |
| Milltown | $1,209,750 |
| Millville | $806,500 |
| Milmay | $806,500 |
| Mine Hill | $1,209,750 |
| Minotola | $806,500 |
| Mizpah | $806,500 |
| Monmouth Beach | $1,209,750 |
| Monmouth Junction | $1,209,750 |
| Monroe Township | $1,209,750 |
| Monroeville | $806,500 |
| Montague | $1,209,750 |
| Montclair | $1,209,750 |
| Montvale | $1,209,750 |
| Montville | $1,209,750 |
| Moonachie | $1,209,750 |
| Moorestown | $806,500 |
| Morganville | $1,209,750 |
| Morris Plains | $1,209,750 |
| Morristown | $1,209,750 |
| Mount Arlington | $1,209,750 |
| Mount Ephraim | $806,500 |
| Mount Freedom | $1,209,750 |
| Mount Holly | $806,500 |
| Mount Laurel | $806,500 |
| Mount Royal | $806,500 |
| Mount Tabor | $1,209,750 |
| Mountain Lakes | $1,209,750 |
| Mountainside | $1,209,750 |
| Mullica Hill | $806,500 |
| National Park | $806,500 |
| Navesink | $1,209,750 |
| Neptune | $1,209,750 |
| Neshanic Station | $1,209,750 |
| Netcong | $1,209,750 |
| New Brunswick | $1,209,750 |
| New Egypt | $1,209,750 |
| New Gretna | $806,500 |
| New Lisbon | $806,500 |
| New Milford | $1,209,750 |
| New Providence | $1,209,750 |
| New Vernon | $1,209,750 |
| Newark | $1,209,750 |
| Newfield | $806,500 |
| Newfoundland | $1,209,750 |
| Newport | $806,500 |
| Newton | $1,209,750 |
| Newtonville | $806,500 |
| Norma | $806,500 |
| Normandy Beach | $1,209,750 |
| North Arlington | $1,209,750 |
| North Bergen | $1,209,750 |
| North Brunswick | $1,209,750 |
| Northfield | $806,500 |
| Northvale | $1,209,750 |
| Norwood | $1,209,750 |
| Nutley | $1,209,750 |
| Oak Ridge | $1,209,750 |
| Oakhurst | $1,209,750 |
| Oakland | $1,209,750 |
| Oaklyn | $806,500 |
| Ocean City | $806,500 |
| Ocean Gate | $1,209,750 |
| Ocean Grove | $1,209,750 |
| Ocean View | $806,500 |
| Oceanport | $1,209,750 |
| Oceanville | $806,500 |
| Ogdensburg | $1,209,750 |
| Old Bridge | $1,209,750 |
| Oldwick | $1,209,750 |
| Oradell | $1,209,750 |
| Orange | $1,209,750 |
| Oxford | $806,500 |
| Palisades Park | $1,209,750 |
| Palmyra | $806,500 |
| Paramus | $1,209,750 |
| Park Ridge | $1,209,750 |
| Parlin | $1,209,750 |
| Parsippany | $1,209,750 |
| Passaic | $1,209,750 |
| Paterson | $1,209,750 |
| Paulsboro | $806,500 |
| Peapack | $1,209,750 |
| Pedricktown | $806,500 |
| Pemberton | $806,500 |
| Pennington | $806,500 |
| Penns Grove | $806,500 |
| Pennsauken | $806,500 |
| Pennsville | $806,500 |
| Pequannock | $1,209,750 |
| Perth Amboy | $1,209,750 |
| Phillipsburg | $806,500 |
| Picatinny Arsenal | $1,209,750 |
| Pine Beach | $1,209,750 |
| Pine Brook | $1,209,750 |
| Piscataway | $1,209,750 |
| Pitman | $806,500 |
| Pittstown | $1,209,750 |
| Plainfield | $1,209,750 |
| Plainsboro | $1,209,750 |
| Pleasantville | $806,500 |
| Pluckemin | $1,209,750 |
| Point Pleasant Beach | $1,209,750 |
| Pomona | $806,500 |
| Pompton Lakes | $1,209,750 |
| Pompton Plains | $1,209,750 |
| Port Elizabeth | $806,500 |
| Port Monmouth | $1,209,750 |
| Port Murray | $806,500 |
| Port Norris | $806,500 |
| Port Reading | $1,209,750 |
| Port Republic | $806,500 |
| Pottersville | $1,209,750 |
| Princeton Junction | $806,500 |
| Princeton | $806,500 |
| Quakertown | $1,209,750 |
| Quinton | $806,500 |
| Rahway | $1,209,750 |
| Ramsey | $1,209,750 |
| Rancocas | $806,500 |
| Randolph | $1,209,750 |
| Raritan | $1,209,750 |
| Readington | $1,209,750 |
| Red Bank | $1,209,750 |
| Richland | $806,500 |
| Richwood | $806,500 |
| Ridgefield Park | $1,209,750 |
| Ridgefield | $1,209,750 |
| Ridgewood | $1,209,750 |
| Ringoes | $1,209,750 |
| Ringwood | $1,209,750 |
| Rio Grande | $806,500 |
| River Edge | $1,209,750 |
| Riverdale | $1,209,750 |
| Riverside | $806,500 |
| Riverton | $806,500 |
| Rochelle Park | $1,209,750 |
| Rockaway | $1,209,750 |
| Rocky Hill | $1,209,750 |
| Roebling | $806,500 |
| Roosevelt | $1,209,750 |
| Roseland | $1,209,750 |
| Roselle Park | $1,209,750 |
| Roselle | $1,209,750 |
| Rosemont | $1,209,750 |
| Rosenhayn | $806,500 |
| Rumson | $1,209,750 |
| Runnemede | $806,500 |
| Rutherford | $1,209,750 |
| Saddle Brook | $1,209,750 |
| Saddle River | $1,209,750 |
| Salem | $806,500 |
| Sayreville | $1,209,750 |
| Schooleys Mountain | $1,209,750 |
| Scotch Plains | $1,209,750 |
| Sea Girt | $1,209,750 |
| Sea Isle City | $806,500 |
| Seaside Heights | $1,209,750 |
| Seaside Park | $1,209,750 |
| Secaucus | $1,209,750 |
| Sergeantsville | $1,209,750 |
| Sewaren | $1,209,750 |
| Sewell | $806,500 |
| Shamong | $806,500 |
| Shiloh | $806,500 |
| Short Hills | $1,209,750 |
| Shrewsbury | $1,209,750 |
| Sicklerville | $806,500 |
| Skillman | $1,209,750 |
| Somerdale | $806,500 |
| Somers Point | $806,500 |
| Somerset | $1,209,750 |
| Somerville | $1,209,750 |
| South Amboy | $1,209,750 |
| South Bound Brook | $1,209,750 |
| South Dennis | $806,500 |
| South Hackensack | $1,209,750 |
| South Harrison Township | $806,500 |
| South Orange | $1,209,750 |
| South Plainfield | $1,209,750 |
| South River | $1,209,750 |
| South Seaville | $806,500 |
| Southampton | $806,500 |
| Sparta | $1,209,750 |
| Spotswood | $1,209,750 |
| Spring Lake | $1,209,750 |
| Springfield | $1,209,750 |
| Stanhope | $1,209,750 |
| Stanton | $1,209,750 |
| Stewartsville | $806,500 |
| Stillwater | $1,209,750 |
| Stirling | $1,209,750 |
| Stockholm | $1,209,750 |
| Stockton | $1,209,750 |
| Stone Harbor | $806,500 |
| Stratford | $806,500 |
| Strathmere | $806,500 |
| Succasunna | $1,209,750 |
| Summit | $1,209,750 |
| Sussex | $1,209,750 |
| Swartswood | $1,209,750 |
| Swedesboro | $806,500 |
| Tabernacle | $806,500 |
| Teaneck | $1,209,750 |
| Tenafly | $1,209,750 |
| Tennent | $1,209,750 |
| Teterboro | $1,209,750 |
| Thorofare | $806,500 |
| Three Bridges | $1,209,750 |
| Titusville | $806,500 |
| Toms River | $1,209,750 |
| Totowa | $1,209,750 |
| Towaco | $1,209,750 |
| Township Of Washington | $1,209,750 |
| Tranquility | $1,209,750 |
| Trenton | $806,500 |
| Tuckahoe | $806,500 |
| Tuckerton | $1,209,750 |
| Union City | $1,209,750 |
| Union | $1,209,750 |
| Vauxhall | $1,209,750 |
| Ventnor City | $806,500 |
| Vernon | $1,209,750 |
| Verona | $1,209,750 |
| Vienna | $806,500 |
| Villas | $806,500 |
| Vincentown | $806,500 |
| Vineland | $806,500 |
| Voorhees | $806,500 |
| Waldwick | $1,209,750 |
| Wallington | $1,209,750 |
| Wallpack Center | $1,209,750 |
| Wanaque | $1,209,750 |
| Waretown | $1,209,750 |
| Warren | $1,209,750 |
| Washington | $806,500 |
| Watchung | $1,209,750 |
| Waterford Works | $806,500 |
| Wayne | $1,209,750 |
| Weehawken | $1,209,750 |
| Wenonah | $806,500 |
| West Berlin | $806,500 |
| West Creek | $1,209,750 |
| West Long Branch | $1,209,750 |
| West Milford | $1,209,750 |
| West New York | $1,209,750 |
| West Orange | $1,209,750 |
| Westfield | $1,209,750 |
| Westville | $806,500 |
| Westwood | $1,209,750 |
| Wharton | $1,209,750 |
| Whippany | $1,209,750 |
| Whitehouse Station | $1,209,750 |
| Whitehouse | $1,209,750 |
| Whitesboro | $806,500 |
| Wickatunk | $1,209,750 |
| Wildwood | $806,500 |
| Williamstown | $806,500 |
| Willingboro | $806,500 |
| Windsor | $806,500 |
| Winslow | $806,500 |
| Wood Ridge | $1,209,750 |
| Woodbine | $806,500 |
| Woodbridge | $1,209,750 |
| Woodbury Heights | $806,500 |
| Woodbury | $806,500 |
| Woodcliff Lake | $1,209,750 |
| Woodstown | $806,500 |
| Wrightstown | $806,500 |
| Wyckoff | $1,209,750 |
| Zarephath | $1,209,750 |
