For VA loans up to $417,000, it is usually possible for qualified veterans to obtain no downpayment financing. Get pre-approved on your new VA home loan.

A VA Loan for Your New Home

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one.

Use the Debt to Income Ratios to figure out how much you can afford to pay for a home.
Get pre-approved on your home loan. Knowing that your mortgage loan and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you're a serious buyer.

FREQUENTLY ASKED QUESTION # 15 [ -more VA Loan questions- ]
- - - - - -
Q: Already Have a VA Loan? - Is it possible to use my VA eligibility more than once?

A: Check with your lender about interest-rate reduction refinancing on your existing VA loan. This is a great advantage and there's no need to re-establish VA loan eligibility. Instead, ask your lender to use the VA's "email confirmation procedure". You may also re-use your VA loan eligibility for another VA loan. The requirement here includes having completed payments on the previous note, and you must no longer own the property. When applying for re-eligibility, include copies of the paperwork that proves your old VA loan has been paid off-a "paid-in-full" letter from your bank, or a copy of the "HUD-1 settlement statement."

VA Loan Rates
for 1/06/2009

30 year fixed
-----------------
0.000 points
5.000%
5.106% APR

15 year fixed
-----------------
0.000 points
6.500%
6.694% APR

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Montgomery GI Bill benefits can get you started:

- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- Walden University
- Strayer University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College

FHA Refinancing
Refinance with
an FHA loan FHA lenders provide an effective way to put your home equity to work.

VALoans.com is a private company specializing in VA financing and is not a government agency.

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VA Home Loan

VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

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Military Loans
Serving the military community with personal loans from $500 to $10k.

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Use Your GI Bill Benefits
Education plus military training can be an unbeatable combination for a military promotion or for a civilian career.

The Montgomery GI Bill provides up to 36 months of education benefits for Active Duty, Selected Reserve, and Military Veterans.

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					Learn more about the different types of loans we offer from the VA and FHA government sites.