Veterans who had a VA loan before may still have remaining entitlement to use for another VA loan. The current amount of entitlement available to each eligible veteran is $36,000.

Mortgage Calculator

How much can I borrow?
How much can I afford?
How much are my payments?
Show me my amortization schedule.
Compare 3 different loans.
How much can I save by consolidating?

Use our mortgage calculator to determine your monthly payment amount on a VA loan. Estimate your property taxes and homeowners insurance so that these amounts will be included in the mortgage payment calculation. Enter amounts in the fields below and the loan calculator will give you your monthly mortgage payment amount!


Mortgage Length	Years
Interest	%
Loan Amount
Annual Tax
Annual Insurance


Monthly Principal + Interest
Monthly Tax
Monthly Insurance
Total Monthly Payment
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.

FREQUENTLY ASKED QUESTION # 2 [ -more VA Loan questions- ]
- - - - - -
Q: Using the VA Loan is a Good Idea

A: The more you know about our home loan program, the more you will realize how little "red tape" there really is in getting a VA loan. These loans are often made without any downpayment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans. Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan. And if the lender is approved for automatic processing, as more and more lenders are now, a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application.

VA Loan Rates
for 8/20/2008

30 year fixed
-----------------
0.000 points
6.500%
6.618% APR

15 year fixed
-----------------
0.000 points
6.500%
6.500% APR

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Life Insurance for Military Members

Montgomery GI Bill benefits can get you started:

- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- Walden University
- Strayer University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College

VALoans.com is a private company specializing in VA financing and is not a government agency.

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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

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The Montgomery GI Bill provides up to 36 months of education benefits for Active Duty, Selected Reserve, and Military Veterans.

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Veteran Benefits
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