More than 24.4 million veterans and service personnel are eligible for VA financing. Even though many veterans have used their loan benefits, it may be possible for them to buy homes again.

VA Mortgage Calculator

How much can I borrow?
How much can I afford?
How much are my payments?
Show me my amortization schedule.
Compare 3 different loans.
How much can I save by consolidating?

Use the following mortgage calculator to determine the maximum monthly payment (P+I) and the maximum VA loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.


Salary/Wages
Other Income

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Credit Cards and Other Payments

Loan Term	Years
Interest Rate	%


You may qualify for a maximum monthly mortgage payment (P+I) of
You may qualify for a maximum loan amount of
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home or are applying for an FHA loan, a monthly mortgage insurance payment may be required. There are no monthly mortgage insurance payments on VA loans.

FREQUENTLY ASKED QUESTION # 29 [ -more VA Loan questions- ]
- - - - - -
Q: VA Foreclosures - Can I use a VA loan to buy a repo house? Does the VA have any such homes?

A: It's true, the VA does get control of properties with VA loan foreclosures. VA foreclosures are offered to the public in the same manner as repossessed HUD and USDA Development homes. If you are interested in one of these foreclosed single family houses, check the government website http://www.homesales.gov/ to see what might be available in your area. There are many different agencies offering homes on the website. Eligible buyers should contact a broker to have the Offer to Purchase And Contract of Sale VA form completed and submitted. All the routine eligibility and credit terms apply, as with any housing purchase. Check with your lender if you are unsure of the terms and conditions of purchase.

VA Loan Rates
for 1/06/2009

30 year fixed
-----------------
0.000 points
5.000%
5.106% APR

15 year fixed
-----------------
0.000 points
6.500%
6.694% APR

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Montgomery GI Bill benefits can get you started:

- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- Walden University
- Strayer University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College

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					Learn more about the different types of loans we offer from the VA and FHA government sites.